Cover Tennessee

FAQ

AccessTN Premiums

Premiums are capped at no more than two times standard market rates, which is frequently less than the rates applicants would pay for HIPAA plans. In general, premiums will range between $284 and $1,225 per month, depending on age, weight and tobacco use as well as the coverage plan chosen by the participant.

See the Weight Status Table for target weight definition.

PLAN ONE: $1,000 deductible
	Target Weight or Below		Above Target Weight
Age	Non Tobacco User	Tobacco User	Non Tobacco User	Tobacco User
<19	$410	$410	$410	$410
19-29	$410	$472	$456	$524
30-39	$477	$548	$530	$608
40-49	$579	$666	$643	$740
50-59	$688	$792	$765	$880
60-64	$812	$934	$902	$1,038
65+	$958	$1,102	$1,065	$1,225

PLAN TWO: $3,000 deductible (HSA Eligible)
	Target Weight or Below		Above Target Weight
Age	Non Tobacco User	Tobacco User	Non Tobacco User	Tobacco User
<19	$318	$318	$318	$318
19-29	$318	$366	$353	$406
30-39	$369	$425	$410	$472
40-49	$449	$516	$498	$573
50-59	$534	$614	$593	$682
60-64	$630	$724	$699	$804
65+	$743	$855	$826	$950

PLAN THREE: $5,000 deductible
	Target Weight or Below		Above Target Weight
Age	Non Tobacco User	Tobacco User	Non Tobacco User	Tobacco User
<19	$284	$284	$284	$284
19-29	$284	$326	$315	$362
30-39	$330	$379	$366	$420
40-49	$399	$460	$444	$511
50-59	$475	$547	$528	$607
60-64	$561	$645	$623	$717
65+	$662	$761	$736	$847

Cover Tennessee | 312 Rosa L. Parks Avenue | Suite 2600 | Nashville, TN 37243 | 1.866.CoverTN